/* ============================================================
   S. Sian & Co. — Modern Professional
   Photo-led hero · solid navy blocks · bold brand type
   Modelled on the best contemporary CPA firm sites
   ============================================================ */

:root{
  --bg:#ffffff;
  --bg-soft:#f4f6fa;
  --ink:#1d2433;
  --navy:#101b3a;
  --navy-2:#16244d;
  --blue:#1e6fff;
  --sky:#4db5ff;
  --line:#e4e8f0;
  --muted:#5b6474;
  --disp:'Space Grotesk',sans-serif;
  --body:'Manrope',sans-serif;
  --r:14px;
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--body);background:var(--bg);color:var(--ink);line-height:1.65;font-size:16.5px}
.wrap{max-width:1140px;margin:0 auto;padding:0 28px}
img,svg{display:block}
a{color:var(--blue);text-decoration:none}

/* ---------- header ---------- */
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:80px}
.logo{display:flex;align-items:center;gap:12px;color:var(--navy)}
.logo .ss-mark{width:40px;height:36px;flex:none}
.logo .logo-text{display:flex;flex-direction:column;line-height:1.15}
.logo b{font-family:var(--disp);font-weight:700;font-size:1.04rem;letter-spacing:-.01em;white-space:nowrap}
.logo small{font-size:.56rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);white-space:nowrap}
.nav-links{display:flex;align-items:center;gap:30px}
.nav-links a{font-weight:700;font-size:.95rem;color:var(--ink)}
.nav-links a:not(.btn):hover{color:var(--blue)}
/* 23 pages already set class="active"; nothing styled it. Underlined as well as
   tinted so the current page is not signalled by colour alone. */
.nav-links a.active:not(.btn){color:var(--blue);text-decoration:underline;text-underline-offset:6px;text-decoration-thickness:2px}
.nav-item{position:relative;display:flex;align-items:center}
.nav-item > a{display:inline-flex;align-items:center;gap:6px}
.caret{width:10px;height:7px;opacity:.55;transition:transform .2s}
.nav-item:hover .caret,.nav-item:focus-within .caret{transform:rotate(180deg)}
.dropdown{position:absolute;top:100%;left:-16px;padding-top:14px;opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .18s,transform .18s,visibility .18s;z-index:60}
.nav-item:hover .dropdown,.nav-item:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dd-panel{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 24px 50px -20px rgba(16,27,58,.28);padding:10px;min-width:250px;display:flex;flex-direction:column}
.dropdown.wide .dd-panel{min-width:520px;display:grid;grid-template-columns:1fr 1fr;column-gap:6px}
.dd-panel a{display:block;padding:10px 14px;border-radius:9px;font-weight:600;font-size:.92rem;color:var(--ink);white-space:nowrap}
.dd-panel a:hover{background:var(--bg-soft);color:var(--blue)}
.dd-panel .dd-all{margin-top:4px;border-top:1px solid var(--line);border-radius:0 0 9px 9px;color:var(--blue);font-weight:800}
.dropdown.wide .dd-panel .dd-all{grid-column:1 / -1}

/* ---------- buttons ---------- */
.btn{display:inline-block;background:var(--blue);color:#fff;font-weight:800;font-size:.97rem;padding:14px 28px;border-radius:10px;transition:background .2s,transform .2s;font-family:var(--body)}
.btn:hover{background:#0f5ae0;transform:translateY(-1px)}
.btn.ghost{background:transparent;color:var(--navy);border:2px solid var(--line)}
.btn.ghost:hover{border-color:var(--navy);background:transparent;color:var(--navy)}
.btn.on-dark{background:#fff;color:var(--navy)}
.btn.on-dark:hover{background:#e8efff}

/* ---------- hero: full-bleed photo + navy overlay ---------- */
.hero{position:relative;min-height:640px;display:flex;align-items:center;color:#fff;overflow:hidden}
.hero .hero-bg{position:absolute;inset:0}
.hero .hero-bg img{width:100%;height:100%;object-fit:cover}
.hero .hero-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(92deg,rgba(13,20,44,.94) 0%,rgba(13,20,44,.82) 44%,rgba(13,20,44,.35) 100%)}
.hero .wrap{position:relative;z-index:2;width:100%;padding-top:64px;padding-bottom:64px}
.hero .eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:.8rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--sky)}
.hero .eyebrow::before{content:"";width:26px;height:2px;background:var(--sky)}
.hero h1{font-family:var(--disp);font-weight:700;font-size:clamp(2.5rem,5.2vw,4rem);line-height:1.08;letter-spacing:-.02em;margin:20px 0 22px;max-width:15ch}
.hero h1 .acc{color:var(--sky)}
.hero .sub{max-width:52ch;color:#c6d2ec;font-size:1.12rem}
.hero-actions{display:flex;gap:14px;margin-top:34px;flex-wrap:wrap}

/* trust bar overlapping hero bottom */
.trustbar{position:relative;z-index:3;margin-top:-58px}
.trustbar .inner{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 24px 60px -28px rgba(16,27,58,.35);display:flex}
.trustbar .cell{flex:1;padding:26px 30px;border-left:1px solid var(--line)}
.trustbar .cell:first-child{border-left:0}
.trustbar b{display:block;font-family:var(--disp);font-weight:700;font-size:1.55rem;color:var(--navy)}
.trustbar span{font-size:.86rem;color:var(--muted);font-weight:600}

/* ---------- sections ---------- */
section{padding:96px 0}
.kicker{display:inline-flex;align-items:center;gap:9px;font-size:.8rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);margin-bottom:14px}
.kicker::before{content:"";width:26px;height:2px;background:var(--blue)}
h2{font-family:var(--disp);font-weight:700;font-size:clamp(1.8rem,3.2vw,2.5rem);color:var(--navy);line-height:1.15;letter-spacing:-.015em}
.section-intro{color:var(--muted);max-width:58ch;margin-top:14px;font-size:1.05rem}

/* ---------- service cards with photo headers ---------- */
.soft{background:var(--bg-soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.mini-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:48px}
.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;color:var(--ink);transition:box-shadow .25s,transform .25s}
.card:hover{transform:translateY(-4px);box-shadow:0 22px 44px -22px rgba(16,27,58,.28)}
.card .thumb{aspect-ratio:16/8.5;background:var(--bg-soft);overflow:hidden}
.card .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.card:hover .thumb img{transform:scale(1.04)}
.card .body{padding:24px 24px 26px;display:flex;flex-direction:column;flex:1}
.svc-mini h3{font-family:var(--disp);font-weight:700;font-size:1.14rem;color:var(--navy);margin-bottom:8px}
.svc-mini p{font-size:.93rem;color:var(--muted);flex:1}
.svc-mini .more{display:inline-block;margin-top:16px;font-size:.88rem;font-weight:800;color:var(--blue)}
.svc-mini .more::after{content:" →"}
.card.cta-tile{background:var(--navy);border-color:var(--navy);color:#dbe4f8;justify-content:center}
.card.cta-tile .body{padding:34px 26px}
.card.cta-tile h3{color:#fff;font-size:1.3rem}
.card.cta-tile p{color:#a9b6d8}
.card.cta-tile .more{color:var(--sky)}

/* ---------- story ---------- */
.story-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:64px;align-items:center}
.ph{border-radius:16px;overflow:hidden;background:var(--bg-soft)}
.ph img{width:100%;height:100%;object-fit:cover}
.story-grid .ph{aspect-ratio:5/4.3;box-shadow:0 26px 60px -30px rgba(16,27,58,.35)}
.story p{color:var(--muted);margin-top:14px;max-width:56ch}
.story p strong{color:var(--ink)}
.story .btn{margin-top:26px}

/* ---------- industries: photo tiles ---------- */
.ind-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;margin-top:48px}

.ind{position:relative;display:block;border-radius:14px;overflow:hidden;aspect-ratio:4/5;color:#fff;background:var(--navy)}
.ind img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .45s}
.ind::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(13,20,44,.05) 30%,rgba(13,20,44,.88) 100%)}
.ind:hover img{transform:scale(1.06)}
.ind .txt{position:absolute;left:16px;right:14px;bottom:14px;z-index:2}
.ind strong{display:block;font-family:var(--disp);font-weight:700;font-size:1rem;line-height:1.25;color:#fff}
.ind .sub{display:block;font-size:.76rem;color:#c2cde8;margin-top:4px;line-height:1.4}
.ind .more{position:absolute;top:12px;right:14px;z-index:2;font-size:.9rem;font-weight:800;color:#fff;opacity:0;transition:opacity .25s}
.ind .more::after{content:"→"}
.ind:hover .more{opacity:1}

/* ---------- team band ---------- */
.dark-section{background:var(--navy);color:#dbe4f8;padding:100px 0}
.dark-section .kicker{color:var(--sky)}
.dark-section .kicker::before{background:var(--sky)}
.dark-section h2{color:#fff}
.dark-section .section-intro{color:#a9b6d8}
.team-strip{display:grid;grid-template-columns:1.35fr 1fr 1fr;gap:16px;margin-top:42px}
.team-strip .ph{aspect-ratio:16/10;border-radius:14px}
.avatar-row{display:flex;margin-top:34px}
.avatar{width:56px;height:56px;border-radius:50%;background:var(--navy-2);border:2px solid #2c3c70;color:#cfd9f4;display:grid;place-items:center;font-family:var(--disp);font-weight:700;font-size:.92rem;margin-left:-10px}
.avatar:first-child{margin-left:0}
.dark-section .btn.ghost{color:#fff;border-color:#33427a}
.dark-section .btn.ghost:hover{border-color:#fff;color:#fff}

/* ---------- CTA band ---------- */
.cta-band{position:relative;background:var(--navy);border-radius:20px;padding:74px 44px;text-align:center;color:#fff;overflow:hidden}
.cta-band::before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(30,111,255,.45),transparent 70%);right:-140px;top:-180px}
.cta-band h2{color:#fff;position:relative}
.cta-band p{color:#b9c6e6;max-width:46ch;margin:14px auto 30px;position:relative}
.cta-band .btn{position:relative}

/* ---------- footer ---------- */
footer{background:#0b1329;color:#93a0c4;padding:64px 0 42px}
footer .logo{color:#fff}
footer .logo small{color:#7d89b3}
.foot-top{display:flex;align-items:flex-start;justify-content:space-between;gap:30px;padding-bottom:36px;border-bottom:1px solid #1d2a52;flex-wrap:wrap}
.foot-links{display:flex;gap:26px;flex-wrap:wrap}
.foot-links a{color:#c3cde8;font-weight:600;font-size:.92rem}
.foot-links a:hover{color:#fff}
.foot-bottom{display:flex;justify-content:space-between;gap:16px;padding-top:26px;font-size:.85rem;flex-wrap:wrap}

/* ---------- responsive ---------- */
@media (max-width:1020px){
  .mini-grid{grid-template-columns:repeat(2,1fr)}
  .ind-grid{grid-template-columns:repeat(3,1fr)}
  .story-grid{grid-template-columns:1fr;gap:38px}
  .trustbar .inner{flex-wrap:wrap}
  .trustbar .cell{flex:1 1 50%}
  .trustbar .cell:nth-child(3){border-left:0;border-top:1px solid var(--line)}
  .team-strip{grid-template-columns:1fr 1fr}
  .team-strip .ph:first-child{grid-column:1/-1}
}
@media (max-width:720px){
  /* nav wraps to its own row instead of hiding; hover dropdowns are dead
     weight on touch, and display:none stops them inflating scrollWidth */
  header{position:static}
  .nav{flex-wrap:wrap;height:auto;padding:12px 0;row-gap:10px}
  .nav-links{order:3;width:100%;flex-wrap:wrap;gap:10px 18px;justify-content:flex-start}
  .nav-links a:not(.btn){font-size:.88rem}
  .nav-links .btn{padding:11px 20px;font-size:.9rem;margin-left:auto}
  .dropdown{display:none}
  .caret{display:none}
  .ind-grid{grid-template-columns:repeat(2,1fr)}
  section{padding:68px 0}
  .hero{min-height:560px}
  .mini-grid{grid-template-columns:1fr}
  .trustbar .cell{flex:1 1 100%;border-left:0;border-top:1px solid var(--line)}
  .trustbar .cell:first-child{border-top:0}
  .cta-band{padding:52px 24px}
}
@media (max-width:560px){
  /* the nowrap strapline alone makes the logo 285px — overflows a 320px phone */
  .logo .ss-mark{width:34px;height:31px}
  .logo b{font-size:.98rem}
  .logo small{font-size:.5rem;letter-spacing:.08em}
}


/* ============================================================
   INTERIOR PAGES
   ============================================================ */

/* legacy decorations: retired */
.orb{display:none !important}
.grad{color:var(--sky)}

/* ---------- page hero (photo variant) ---------- */
.page-hero{position:relative;background:var(--navy);color:#fff;padding:92px 0 76px;overflow:hidden}
.page-hero .hero-bg{position:absolute;inset:0}
.page-hero .hero-bg img{width:100%;height:100%;object-fit:cover}
.page-hero .hero-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(92deg,rgba(13,20,44,.95) 0%,rgba(13,20,44,.84) 46%,rgba(13,20,44,.45) 100%)}
.page-hero .wrap{position:relative;z-index:2}
.page-hero .kicker{color:var(--sky)}
.page-hero .kicker::before{background:var(--sky)}
.page-hero h1{font-family:var(--disp);font-weight:700;font-size:clamp(2.1rem,4.2vw,3.2rem);line-height:1.12;letter-spacing:-.02em;margin:6px 0 16px;max-width:22ch}
.page-hero p{max-width:60ch;color:#c6d2ec;font-size:1.06rem}

/* ---------- prose (guides, privacy) ---------- */
.prose{max-width:820px}
.prose h2{font-size:1.5rem;margin:44px 0 14px}
.prose p{margin-bottom:16px;color:var(--ink)}
.prose ul{margin:0 0 18px 0;padding-left:2px;list-style:none}
.prose li{position:relative;padding-left:26px;margin-bottom:10px}
.prose li::before{content:"";position:absolute;left:0;top:.56em;width:14px;height:2px;background:var(--blue)}
.prose a{font-weight:700}
.prose a:hover{text-decoration:underline}
.callout{background:var(--bg-soft);border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:12px;padding:20px 24px;margin:28px 0;font-size:.98rem}
.callout em{color:var(--muted);font-size:.88em}

/* ---------- services page ---------- */
.svc-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:48px}
.card.svc{display:block;padding:34px 32px;overflow:visible}
.card.svc:hover{transform:none;box-shadow:0 18px 40px -24px rgba(16,27,58,.2)}
.pill{display:inline-block;background:#e8f0ff;color:var(--blue);font-size:.74rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;border-radius:999px;padding:5px 12px;margin-bottom:16px}
.card.svc .icon{width:46px;height:46px;border-radius:12px;background:var(--bg-soft);border:1px solid var(--line);display:grid;place-items:center;margin-bottom:16px}
.card.svc .icon svg{width:22px;height:22px;fill:none;stroke:var(--navy);stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.card.svc h3{font-family:var(--disp);font-weight:700;font-size:1.3rem;color:var(--navy);margin-bottom:10px}
.card.svc > p{color:var(--muted);margin-bottom:18px}
.scope{list-style:none;margin-top:6px}
.scope li{position:relative;padding-left:26px;margin-bottom:9px;font-size:.93rem;color:var(--ink)}
.scope li::before{content:"✓";position:absolute;left:0;top:0;color:var(--blue);font-weight:800}
.card.svc.full{grid-column:1 / -1}

/* ---------- industries page ---------- */
.toc{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.toc a{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);color:#fff;font-size:.86rem;font-weight:700;padding:8px 16px;border-radius:999px;transition:background .2s}
.toc a:hover{background:rgba(255,255,255,.22)}
.ind-detail{padding:40px 34px;background:#fff;border:1px solid var(--line);border-radius:var(--r);margin-top:26px;scroll-margin-top:110px}
.ind-detail h2{font-size:1.5rem;margin-bottom:10px}
.ind-detail > p{color:var(--muted);max-width:70ch}
.how-label{display:block;font-size:.76rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin:22px 0 10px}

/* ---------- about page ---------- */
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));gap:16px;margin-top:44px}
.member{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px 24px}
.dark-section .member{background:var(--navy-2);border-color:#2c3c70}
.member .avatar{width:56px;height:56px;margin:0 0 14px;border-radius:50%;background:var(--bg-soft);border:2px solid var(--line);color:var(--navy);display:grid;place-items:center;font-family:var(--disp);font-weight:700;overflow:hidden}
.member .avatar img{width:100%;height:100%;object-fit:cover;border-radius:50%}
.dark-section .member .avatar{background:var(--navy);border-color:#2c3c70;color:#cfd9f4}
.member .role{display:block;font-size:.74rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin-bottom:6px}
.dark-section .member .role{color:var(--sky)}
.member h3{font-family:var(--disp);font-weight:700;font-size:1.06rem;color:var(--navy);margin-bottom:8px}
.dark-section .member h3{color:#fff}
.member p{font-size:.88rem;color:var(--muted)}
.dark-section .member p{color:#a9b6d8}

/* ---------- resources page ---------- */
.res-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:44px}
.card.res{display:block;padding:26px 24px;overflow:visible}
.r-label{display:inline-block;background:#e8f0ff;color:var(--blue);font-size:.7rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;border-radius:999px;padding:4px 11px;margin-bottom:12px}
.card.res strong{display:block;font-family:var(--disp);font-weight:700;font-size:1.05rem;color:var(--navy);margin-bottom:6px}
.card.res .desc{font-size:.88rem;color:var(--muted)}
.dl-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:10px 28px;margin-top:36px}
.dl-row{display:grid;grid-template-columns:150px 1fr 170px;gap:18px;align-items:baseline;padding:16px 0;border-bottom:1px solid var(--line)}
.dl-row:last-child{border-bottom:0}
.dl-row .when{font-family:var(--disp);font-weight:700;color:var(--navy)}
.dl-row .what{color:var(--ink);font-size:.95rem}
.dl-row .who{font-size:.8rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--blue);text-align:right}
.dl-note{font-size:.85rem;color:var(--muted);margin-top:14px}
.faq-list{margin-top:36px;border-top:1px solid var(--line)}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item summary{cursor:pointer;list-style:none;padding:20px 34px 20px 2px;font-family:var(--disp);font-weight:700;font-size:1.04rem;color:var(--navy);position:relative}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:8px;top:50%;transform:translateY(-50%);color:var(--blue);font-size:1.4rem;font-weight:400}
.faq-item[open] summary::after{content:"–"}
.faq-item .answer{padding:0 2px 22px;color:var(--muted);max-width:75ch}

/* ---------- contact page ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:44px}
.card.step{display:block;padding:28px 26px;overflow:visible}
.card.step .num{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;font-family:var(--disp);font-weight:700;margin-bottom:14px}
.card.step h3{font-family:var(--disp);font-weight:700;font-size:1.08rem;color:var(--navy);margin-bottom:8px}
.card.step p{font-size:.9rem;color:var(--muted)}
.contact-cols{display:grid;grid-template-columns:.9fr 1.1fr;gap:22px;margin-top:48px;align-items:start}
.contact-info{position:relative;background:var(--navy);border-radius:var(--r);padding:36px 32px;color:#dbe4f8;overflow:hidden}
.contact-info h3{font-family:var(--disp);font-weight:700;color:#fff;font-size:1.3rem;margin-bottom:8px}
.contact-info > p{color:#a9b6d8;font-size:.95rem;margin-bottom:22px}
.detail{margin-bottom:18px}
.d-label{display:block;font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--sky);margin-bottom:3px}
.detail a,.detail span{color:#fff;font-weight:600}
.detail a:hover{color:var(--sky)}
.directions{font-size:.88rem;color:#a9b6d8;margin-top:20px;padding-top:20px;border-top:1px solid #26335f}
.contact-form{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:34px 32px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
.field label{display:block;font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;font-family:var(--body);font-size:.98rem;color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:10px;padding:12px 14px;transition:border-color .2s}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue)}
/* a border tint alone is not a focus indicator; keep a real outline for keyboards */
.field input:focus-visible,.field select:focus-visible,.field textarea:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
.form-note{font-size:.82rem;color:var(--muted);margin-top:12px}

/* ---------- utility pages (404, thanks) ---------- */
.center-box{min-height:62vh;display:grid;place-items:center;text-align:center;padding:80px 24px}
.center-box .inner{max-width:560px}
.big-code{display:block;font-family:var(--disp);font-weight:700;font-size:5.5rem;color:#e4e9f4;line-height:1;margin-bottom:8px}
.center-box h1{font-family:var(--disp);font-weight:700;font-size:1.9rem;color:var(--navy);margin-bottom:12px}
.center-box p{color:var(--muted);margin-bottom:26px}

/* ---------- interior responsive ---------- */
@media (max-width:1020px){
  .svc-grid{grid-template-columns:1fr}
  .res-grid{grid-template-columns:1fr 1fr}
  .contact-cols{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
}
@media (max-width:720px){
  .res-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  .dl-row{grid-template-columns:1fr;gap:4px}
  .dl-row .who{text-align:left}
  .page-hero{padding:64px 0 54px}
}

.ind-list{display:flex;flex-direction:column;gap:0;margin-top:40px;border-top:1px solid var(--line)}
.ind-row{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:22px 8px;border-bottom:1px solid var(--line);transition:background .18s,padding .18s}
.ind-row:hover{background:var(--bg-soft);padding-left:16px;padding-right:16px}
.ind-row .ir-text{display:flex;flex-direction:column;gap:4px}
.ind-row strong{font-family:var(--disp);font-weight:700;font-size:1.15rem;color:var(--navy);line-height:1.2}
.ind-row .ir-sub{font-size:.92rem;color:var(--muted);line-height:1.4}
.ind-row .ir-more{flex-shrink:0;font-weight:700;font-size:.9rem;color:var(--blue);white-space:nowrap;opacity:.85;transition:opacity .18s,transform .18s}
.ind-row:hover .ir-more{opacity:1;transform:translateX(3px)}
@media (max-width:560px){.ind-row{flex-direction:column;align-items:flex-start;gap:8px}.ind-row .ir-more{align-self:flex-start}}